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Be sure to understand the difference between a fixed rate mortgage and an adjustable rate mortgage Do you own it outright or have a low loan balance?

Fixed rate mortgages are set at a consistent interest rate over the period of the loan (typically 15 or 30 years). Do you live in your home Get information on down payment grants and up to $7,500 toward closing costs that could help put a new home in reach.

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Find out what's available in your state.

What does fha have for you

Fha might be just what you need Your down payment can be as low as 3.5% of the purchase price Financial help for seniors are you 62 or older

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